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A pool is one of the biggest checks most homeowners ever write for their backyard, and the builder you pick matters more than the brand of anything they install. Our finder above pulls up the top-rated pool builders and contractors near you, but a rating is a starting point, not a decision. Once you have a shortlist of three or so, ask each one for addresses of pools they’ve built in your area in the last two years — and actually go look. A builder who works in your soil and your climate already knows whether your yard needs extra steel, better drainage, or a different shell than the one in the brochure.
Walk into that first meeting knowing what you want, too. Browse our pool design ideas and settle roughly on a shape and build type before anyone quotes you — homeowners who show up with pictures get accurate bids weeks faster.
Nationally, most inground pools land between $55,000 and $120,000 installed, with the average around $75,000. The pool type drives more of that number than anything else:
| Pool type | Installed cost | Good to know |
|---|---|---|
| Vinyl liner | $45k–$70k | Lowest upfront; liner replaced every 7–12 years |
| Fiberglass | $55k–$90k | Fastest install; lowest lifetime maintenance |
| Gunite / concrete | $65k–$120k+ | Fully custom; longest build time |
Those ranges cover the pool plus standard decking and equipment — not landscaping or premium finishes. Our inground pool cost guide breaks down every line item (and where builders pad margins). Financing? Run any offer through the pool loan calculator before you sign so the monthly payment is a fact, not a surprise.
Bring this list to every meeting. A good builder answers all seven without flinching; a builder who dodges two or more just saved you $75,000.
The excavator is already in your yard — bids for decking, shade, and an outdoor kitchen are far cheaper during the pool build than after it.
Expect design and permitting to take two to eight weeks depending on your city — a local builder who knows your permit office is worth real money here. Once ground breaks, a fiberglass shell can be swimming-ready in three to six weeks, while a gunite pool typically runs eight to twelve because the shell has to cure. If you want to swim next summer, the smartest time to sign is fall or winter: schedules are open, some builders discount the off-season, and your pool opens with the season instead of halfway through it.
While the crew works, do your homework on what comes after: our Pool School covers startup chemistry and week-one care, size your pump and chemical doses with the volume calculator, and our hands-on reviews will tell you which robotic cleaner is worth putting in the shell once it’s full.
Every line item that goes into a pool bid — and the extras that catch homeowners off guard.
Read the guide →Estimate monthly payments and total interest before you accept any builder’s financing offer.
Run the numbers →50+ visual guides — shapes, materials, landscaping, lighting — to bring to your first design meeting.
Browse ideas →Why concrete is the fully-custom option, what it costs, and how the build actually works.
Learn about gunite →The fastest pool to install — shells, sizes, costs, and whether one fits your yard.
Learn about fiberglass →Ranked builder directories for 668 cities and every state — local costs, permits, and top companies.
Browse the directory →Prefer a ranked list to a map? Every state directory has a statewide top-10, city-by-city rankings, local price ranges, and licensing notes.